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January 16, 2019 By Safe Harbor Financial

Finances and Unemployment

Losing a job is a high-stress event, but what comes after can have long-term ramifications for both your mental state and financial situation. The best plan is to have a plan. Whether you are recently unemployed or recognize this is something that could happen in the future, here are some guidelines to help minimize the financial impact of unemployment.

View/Download .pdf version [Read more…]

Filed Under: The Wealth Report Tagged With: Financial Planning, Wealth Management

July 3, 2013 By Safe Harbor Financial

Financial Advisor James L. Byrd Featured in USA Today

James L. Byrd, an experienced financial planner, was recently featured in USA Today as a 2012-2013 Financial All-Star.

Daphne, AL – July 03, 2013.  James ‘Jim’ Byrd, CEO of Safe Harbor Financial Services, LLC, was recently featured in USA Today with other leading financial professionals as one of several “Financial All-Stars.” In the USA Today feature, James Byrd and other leading financial specialists were selected and recognized for their dedication to educating consumers to help them make smart financial decisions.

Jim Byrd is a fee based Investment Advisor Representative. Fee-based advisors are registered investment advisors with a fiduciary responsibility to act in their clients’ best interests providing unbiased options on products, strategies and tax solutions. Throughout his career, Jim has won numerous awards such as: Leader’s Conference, President’s Conference as well as industry honors including Million Dollar Round Table and Court of the Table. Jim has also held a number of positions with civic organizations including: President of Airport Metro Kiwanis, President of Mobile Association of Life Underwriters, President of General Agents and Managers Association, Ambassador of the Year (2006) for Eastern Shore Chamber of Commerce and served on its Board of Directors. Safe Harbor Financial Services was recently awarded the Small Business of the Year award 2012 from the Eastern Shore Chamber of Commerce.

A feature story about Jim Byrd was recently seen on Bloomberg Businessweek as well as the other major online publications such as CNBC, MarketWatch, The Street, Los Angeles Daily News and Yahoo!Finance, among many others. Mr. Byrd has also been featured in Newsweek as one of America’s Premier Experts “Financial Trendsetters.”

Learn more about James Byrd and Safe Harbor Financial Services at https://www.askjimbyrd.com/.

Insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company, and are not offered through Global Financial Private Capital. Investment Advisory Services offered on a fee basis through Global Financial Private Capital, LLC, an SEC Registered Investment Adviser. Only Jim Byrd, a licensed insurance professional and Investment Adviser Representative, is able to provide investment advice. No statements contained herein shall constitute tax, legal or accounting advice. You should consult your own legal or tax professional on any such matters.

Filed Under: News Tagged With: Financial Consultant, Financial Planning

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Retirement Essentials- Featured Article

Read Five Retirement Mis-Steps to Dodge, the 5th in a series of essential articles on retirement planning at home. Our goal is to help our clients plan for exciting, fulfilling futures, and we want to do the same for you. We’d love to help. Call us at 251-625-1226 for your free consultation.

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Safe Harbor Financial Services, LLC is our name and Safe Investing in the New Economy is the name of our radio show and they do not promise or guarantee investment results or preservation of principal.


We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.


Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Safe Harbor Financial Services, LLC are not affiliated companies.


Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.


Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.


The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.


Million Dollar Round Table (“MDRT”) is a membership organization. Qualifying criteria for membership include attaining specified levels of commissions earned, premium paid or income earned on the sale of insurance and other financial products. The MDRT membership requires the payment of annual dues, compliance with ethical standards, and to be in good standing with an MDRT-approved Professional Association. There are 3 levels of membership which include standard membership, Court of the Table and Top of the Table. The MDRT logo and/or trademarks are property of their respective owners and no endorsement of Jim Byrd or Safe Harbor Financial Services, LLC is stated or implied.


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