Each week, Jim Byrd and Biff Hamel share their wisdom and recommendations about funding your retirement with their loyal radio audience. Listen each week for financial information you can use.
Community Trust Fund. Consider Donating.
Jim Byrd has set up a trust fund with both donations and his personal funds to help veterans get back into serving in society. Over $15,000 has been collected and donated through veterans organizations so far this year. If you’d like to donate too, please call the office at 251-625-1226.
Are Market Fluctuations Going to Spoil Your Retirement?
These are daily and hourly and risk is high. Many major organizations are recommending caution in case of wide fluctuations or a downturn in the market.
Safe Harbor Financial Products
The products that we offer help protect you from market losses. You participate in the market, but your investment is protected from major risk. Products variations abound. One of the newer products gives you more income in the early years of retirement but tapers off as you get older and your spending needs decrease.
Financial Planning for Young Families
Complimentary Financial Consultation
Many people have absolutely no idea what their net rate of return is on their retirement portfolio. We can help you understand your portfolio risk and return so you can make an informed decision about how to fund your retirement. We will give you a second opinion, an honest opinion, on what you have and what you actually need. We start with your goals and dreams, develop the strategy options, and then discuss the products that will meet your goals.
Year-End Tax Strategies
We can also help you with year-end tax decisions. Charitable contributions need to be made before year’s end to help offset your income.
Strength in Teamwork at Safe Harbor Financial
Each of our team members has their own strengths and they work together to make things happen. See their individual bios here.
Educational Financial Seminars
This week the team will be at the Original Oyster House on Battleship Parkway on Thursday, November 16. There may be a few seats available. Call the office for your reservation.We talk about the 7 most common mistakes retirees make in planning their retirement. We offer a comprehensive overview of many retirement issues- taxes, estate planning, social security, health insurance, long term care insurance- and a team of experts to talk knowledgeably about them.