Continuing a new series of articles designed to help you begin planning at home for retirement. Second in our series is an educational article on strategic planning for taxes. Retirees can be affected by a variety of taxes — state income taxes, estate taxes and Social Security taxes, to name a few. But the most common tax — the one that all retirees will deal with — is the federal income tax. [Read more…]
Introducing a new series of articles designed to help you begin planning at home for retirement. Many people wait far too long to begin thinking about how they will live after their full-time-employment days are over. Frankly, it’s hard to think about it. But it’s never too late to start retirement planning and investing. Let us help. We offer a free consultation in our office. Sit down with our expert retirement planners, Jim Byrd and his team, and we’ll review your portfolio, your budget, and your future plans, and offer you a sensible, high-paying alternative to investing in the volatile stock or bond market.
So start here and take a few minutes to read this article on how retirement has changed from the times of our parents and grandparents and how it has stayed the same. It includes some fascinating stories of people who have lived incredible second lives during retirement. We think it’s inspiring to think about the possibilities when life gets slower and simpler. We’d love to hear from you! Call us at 251-625-1226.
Read the entire article here: The Changing Story of Retirement
Articles and Brochures to Get You Started Planning for a Happy and Safe Retirement
Is retirement so much different now than it was half a century ago? Will it be much different in another 50 years? Can we learn from the past — taking both the good and the bad — and prepare ourselves better for the future?
All potential taxes need to be understood and planned for by those who hope to have a financially comfortable retirement.
Helps you assess your need for retirement income down the road and construct a strategy to help you work toward reaching your destination. In doing so, you will learn the role an annuity can play in your overall financial strategy.
Given the large number of baby boomers set to retire over the next 20 years and the relatively smaller younger generations feeding Social Security payroll taxes into the system, it is important to make informed decisions about when to begin receiving Social Security benefits within the context of your overall retirement income strategy.
More people may choose to work with independent financial advisors who are not forced to sell only the proprietary products of a single financial institution; rather, they generally have access to a larger selection of possible solutions to help clients work toward their financial goals for retirement.
Income needs in retirement are unique to each individual – so only you can really say how much income you’ll need. We can help you ask the right questions to arrive at the number that makes sense for you.
There are many variables involved in creating a retirement income strategy for today’s retirees. This article outlines 10 things to consider when working with a financial professional to develop a retirement income strategy.
Through the years, we’ve identified five common mistakes people often make before they hit retirement. See if any of these sound familiar.