At Safe Harbor Financial, many of our clients decide to go into business, to become entrepreneurs, after retiring from corporate life or at least after the last paycheck ends. This is one of several articles about entrepreneurship and what to consider when the end of a paycheck does not necessarily mean the end of your working life. [Read more…]
If you didn’t have to work — would you? Many of our clients at Safe Harbor Financial Services have dreams of entrepreneurship after retirement. Our role is to help them finance their retirement while also taking into consideration their business funding needs. With so many retirees considering starting a new business after retirement, here is some valuable information about how to finance one.
Every new venture needs capital to pay for initial start-up costs that range from materials, production and inventory to management software and marketing materials. According to a recent Federal Reserve survey, only 40 percent of small-business applicants are awarded the full amount of financing they request.1 [Read more…]
U.S. stock markets were enjoying an eighth consecutive year of a bull market until volatility toward the end of 2018 erased all of the past year’s gains.1 In times like this, as share prices continue to bounce back and forth on a day-to-day basis, investors close to or in retirement often transition to more conservative investments. One option is the municipal bond market.
The lower the bond quality, the higher the yield tends to be, but as with any investment, choosing the appropriate holding depends on your individual retirement strategy. [Read more…]
Hall of Fame producer, Jim Byrd, along with Biff Hamel and Gary Garner host a fun and educational financial planning radio show each week called Safe Investing in the New Economy. It is heard on WABF 1480 AM radio, FM Talk 106.5 radio and Fox News radio 710 WNTM. Listen to the show weekly on the radio or the podcast on iTunes. This week’s discussion covers information about Annuities you probably haven’t heard anywhere else and several invitations to get more retirement planning information at no cost to you. Here’s a quick summary but there’s much more in the actual recording.
Annuity Sales are Soaring
How much are annuity sales soaring? And why are people flocking to them? [Read more…]
Date: Thursday, May 23, 2019
Time: 6:00pm – 8:00pm
Host Organization: James L. Byrd
Phone Contact: 251-625-1226
Email Contact: firstname.lastname@example.org
Location: Original Oyster House, 3733 Battleship Pkwy, Spanish Fort, AL 36527
Website: Original Oyster House website
- This is an informational event and starts promptly at 6:00 p.m. Please phone for reservations as seating is limited and our events do fill quickly.
- We advise attendees to arrive 15 minutes early for best seating.
- 48 hours notice of cancellation is required for anyone not able to attend as a courtesy to allow time to fill seats.
- This event is for first time attendees only. Please, no children or additional guests other then those who have registered as seating is limited.