Frequently, our minds are programmed to ask the question, “what is this going to cost?” That’s why we have built our business on delivering exceptional value.
When you have your realistic financial review, we will communicate to you the challenges your family could face and the quantifiable benefits and solutions we may be able to offer. We may refer you to legal or tax professionals who could help you with your specific situation.
We always look to address your issues and concerns in an effective and efficient manner. We will help keep you on the path toward financial confidence and independence, because everyone deserves a confident, independent retirement.
That’s how we would want to be treated, and that’s how we treat others because at the end of the day people won’t remember what you said or did, but they will remember how you made them feel.
Consider this hypothetical scenario (these characters are fictional and not actual consumers; your experiences will vary):
Let’s consider a married couple who, if the husband died first, the wife would lose income based on the way their financial assets were allocated. The majority of their assets were in the husband’s name, and in many instances their income was based entirely on his life expectancy, meaning the wife would lose a significant amount of income if he predeceased her. By recognizing and resolving this single issue we could help preserve the wife’s share of those assets, and we guarantee her a future income stream.*
Taking it a step further, if a large portion of the couple’s retirement savings was in IRAs and the beneficiaries were set to receive the proceeds of those IRAs in a lump sum, there would be a significant tax liability to the beneficiaries. Identifying this as a potential problem allows us to address the tax concern proactively with alternative products and strategies.
So what would problem solving like this be worth to you?
Any comments regarding protection and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products.